• Financial planning for life
• Our process
• Investment strategy
  • Modern portfolio theory
  • Efficient market hypothesis
  • Three factor model
  • Costs matter
• Ongoing services
• Investment management tools

Investment management tools

We achieve your investment objectives with the assistance of well-proven financial planning tools, including:

FinaMetrica

Without accurate assessment of your tolerance to investment risk, it will be impossible to ensure that the correct portfolio is constructed for you.

We use highly sophisticated psychometric risk-profiling software from FinaMetrica Limited, a leading Australian risk-analysis company.

The detailed research leading to this risk profiling system was undertaken by academics in USA and Australia.

The FinaMetrica system has received independent verification that it exceeds internationally accepted psychometric standards.

Based on your answers to 25 questions, we will evaluate your risk capacity to adopt an appropriate asset allocation strategy.

We want to ensure that we capture the available returns. We also want you to be able to leave us to manage your money whilst you live your life without investment worries!

For more information on FinaMetrica's system visit www.myrisktolerance.com

 

Investment fund administration

We take administration of your assets very seriously. Security, efficiency and low cost are key elements of the service provided by our strategic partners, Raymond James Investment Services Limited, Dimensional Fund Advisers Ltd and Pershing Securities Limited.

 

Raymond James Investment Services Limited

Raymond James Investment Services Limited (RJIS) is the UK private client investment management arm of Raymond James Financial, Inc., a diversified financial services company headquartered in St. Petersburg, Florida, USA.
For more information visit www.rjis.co.uk

 

Pershing Securities Limited

Legal ownership and custody of your assets is with Pershing Securities Limited, the leading custodian and provider of nominee services in the UK. In 2003, Pershing became a wholly-owned subsidiary of Bank of New York, one of the largest financial services organisations in the world.
For more information visit www.pershing.com/europe/index.html

 

Dimensional Fund Advisers Ltd

Our selected fund management for the mainstream portfolio funds is Dimensional Fund Advisers Ltd.
For more information visit www.dfauk.com

 

Investor protection

Pershing Securities Limited provides investors with the added security of insurance with Lloyd’s of London. This insurance gives protection over and above the £48,000 provided by the Financial Services Compensation Scheme (FSCS), up to US$1.9m. For more information please see this factsheet>>